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₹1 crore home loan for 20 years: Check how higher interest rates can add ₹46 lakh to your interest cost

30 Aug 2026 · 30 Aug 2026

A ₹1 crore home loan for 20 years can cost significantly more as interest rates rise. Here is a simple comparison of EMI, total interest and repayment at rates from 7% to 10%. Before locking in on any home loan offers it is wise to carry out proper due diligence. 

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