₹10,000 SIP for 20 years can create ₹87.3 lakh on paper, but can you afford it monthly? Here’s what investors miss

A ₹10,000 monthly SIP may look affordable today, but the same amount would not have been affordable to most investors 20 years ago. Its affordability-adjusted analysis shows a ₹10,000 flat SIP could have grown to ₹87.3 lakh, compared with ₹31.9 lakh for an income-adjusted SIP over the same period.