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₹40 lakh home loan: How much can you save if interest rate falls from 10% to 9% over 10, 20, 30 years?

12 Oct 2026 · 2d agoSource: LiveMint — Money

A ₹40 lakh home loan at 9% instead of 10% could save borrowers ₹2.63 lakh over 10 years, ₹6.27 lakh over 20 years and ₹10.50 lakh over 30 years. Here is a breakdown of monthly EMIs, interest costs and repayment strategies. 

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This digest is published with acknowledgment to LiveMint — Money. For the complete analysis, headnotes, and citations, please refer to the source.

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