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Credit card overlimit facility: Eligibility, charges and 6 factors to consider before opting in

10 Oct 2026 · 4d agoSource: LiveMint — Money

Understand the credit card overlimit facility, RBI consent rules, overlimit fees, interest costs and credit score impact. Check six important things to analyse before opting in, including transaction approval, repayment obligations and ways to avoid unnecessary credit card debt.

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