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Debt-to-income ratio explained: How lenders assess your repayment capacity

26 Sept 2026 · 1d agoSource: LiveMint — Money

Debt-to-income ratio (DTI) is an important measure lenders consider when assessing a loan application. It compares monthly debt payments with gross income and indicates a borrower’s existing debt burden. Check how to calculate DTI, and improve the ratio before applying for a loan.

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This digest is published with acknowledgment to LiveMint — Money. For the complete analysis, headnotes, and citations, please refer to the source.

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