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EMI affordability: When does an ‘affordable monthly payment’ become unaffordable? Experts explain

5 Sept 2026 · 5 Sept 2026

A manageable EMI is about more than a low monthly payment. Experts explain the 30% EMI rule, debt risks and how borrowers can assess loan affordability while protecting savings and financial security. Seeking professional guidance is a must when faced with financial hardships. 

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