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Equity, debt or gold? What 25 years of data reveals about the best asset allocation for investors

23 Aug 2026 · 23 Aug 2026

FundsIndia’s 25-year analysis compares different combinations of equity, debt and gold to see how asset allocation affects returns and portfolio volatility. The 70:15:15 mix delivered a 15% average seven-year return and crossed 10% annualised returns in 92% of rolling periods.

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