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Gold loans surge 4x in the last 5 years, but penetration remains low: Report reveals where the growth is coming from

2 Sept 2026 · 2 Sept 2026

India’s gold loan market has nearly quadrupled to ₹18.6 trillion in five years, overtaking personal loans. Yet, only around 8% of household gold is monetised through organised lenders. Find who is borrowing, which states are driving growth, and which lenders are gaining share. 

This article was aggregated from LiveMint — Money. Continue reading for the complete story.

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