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Missed a loan EMI? RBI’s new recovery rules shield borrowers from harassment and device locking

10 Aug 2026 · 10 Aug 2026

RBI’s new loan recovery rules protect borrowers from harassment, misuse of personal data and unauthorized device locking, setting clearer boundaries for banks, NBFCs and recovery agents from January 2027. 

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Missed a loan EMI? RBI’s new recovery rules shield borrowers from harassment and device locking

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