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No-cost EMI vs upfront payment: When does buying on instalments make sense?

Source: Business Today

No-cost EMI can help consumers preserve liquidity during festive sales, but lost cash discounts, processing fees and taxes can make upfront payment cheaper. The right choice depends on the total cost and the value of retaining cash.

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This digest is published with acknowledgment to Business Today. For the complete analysis, headnotes, and citations, please refer to the source.

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