PSU bank FD rates remain below 7%: SBI, PNB, BoB, Bank of India compared; what's the best you can get

Public-sector banks continue to offer FD rates below the returns available from several private and small finance banks, with the best regular-customer rate among major PSU lenders at 6.75%. For investors prioritising stability, here’s how SBI, PNB, Bank of Baroda and Bank of India compare, and what you can earn on deposits of up to ₹5 lakh.