RBI June 2026 bank credit data: Lending rate falls to 9.26%, women’s borrowing grows 19.7%; 5 key takeaways

Bank credit growth rose to 16.5% in June 2026, while the weighted average lending rate on outstanding credit fell to 9.26%, RBI data showed. Credit to female borrowers grew 19.7%, while personal-loan credit rose 12.7% and credit growth was stronger across non-metro centres.