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Shift to small cities, digital applications: Tier 2 and Tier 3 cities account for 64% of home-loan volumes: Report

5 Sept 2026 · 5 Sept 2026

Smaller cities are set to drive India's next home loan growth wave, amid increased number of digital lending applications. Tier 2 and 3 cities accounted for 64% of the home-loan volumes in 2025, as per an industry report. 

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Shift to small cities, digital applications: Tier 2 and Tier 3 cities account for 64% of home-loan volumes: Report

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