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Should you buy health insurance riders or increase your sum insured? Experts explain what to prioritise

20 Sept 2026 · 20 Sept 2026Source: LiveMint — Money

Health insurance add-ons can plug specific gaps in a policy, but experts say consumers should first ensure that their base sum insured is adequate. Before paying extra for riders, policyholders should compare the extra premium with the actual benefit, exclusions, waiting periods and costs.

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