UPI MDR FAQs: What happens to QR payments, AutoPay, SIPs and utility bills? Key things every UPI user must know

NPCI’s new UPI MDR framework from 15 October will impose a 0.4% charge on select merchant transactions above ₹2,000, but consumers will continue to make UPI payments for free. NPCI has also clarified that there will be no monthly cap or platform fee for users.